Register and pay before the 10 January 2025 and qualify for the 10% discount| The virtual seminar start on the 12-13 February 2025
The Credit Risk Analysis, Cash flow Forecasting and Debt Structuring training will cover the following.
- Review of key financial ratios defining the organisation’s credit risk.
- Fundamentals of Credit Risk Management and their impact on cash flow generation.
- Challenges facing corporate lending and Cash flow analysis and construction.
- Sensitivity Analysis and forecast Cash flow analysis.
- Assessing the impact of working capital management on cash flow forecasting.
- Using excel cash flow forecasts to structure the client debt facility.
DETAILED 2 DAY TRAINING PROGRAMME
DAY ONE: FINANCE FUNDAMENTALS AND CREDIT RISK MANAGEMENT
SESSION 1: FUNDING CHALLENGES
- The mission
- Development Finance in the SA Economy
- Target market customers and prospects
- Challenges facing a Development Finance Institution
- Enabling Legislation of organisations
WORKSHOP CASE STUDY 1
SESSION 2: FINANCE FRAMEWORK
- Understanding the Finance Framework
- Types of Finance: Debt / Loans vs Equity
- Lender vs Borrower
- Financing fundamentals and self-financing
WORKSHOP CASE STUDY 2
SESSION 3: CREDIT RISK MANAGEMENT 1
- Risks facing organisations in financial crisis.
- Credit Risk Assessment
- Credit Risk Controls
- Credit Risk Scorecard
- Business Risk Profile
WORKSHOP CASE STUDY 3
SESSION 4: CREDIT RISK MANAGEMENT 2
- Credit Risk Indicators and Ratios
- Failure Prediction
- How strong is the Balance Sheet?
- How strong is the Income Statement?
- How strong is the Cash Flow Statement?
- How to reduce bad debts
WORKSHOP CASE STUDY 4
DAY TWO: CASH FLOW MANAGEMENT AND WORKING CAPITAL MANAGEMENT
SESSION 1: WORKING CAPITAL MANAGEMENT
- Fixed Capital Finance
- Working Capital Finance
- Sources of Working Capital Finance
- Working Capital and the Business Model
- Cash Conversion Cycle
WORKSHOP CASE STUDY 1
SESSION 2: CASH FLOW MANAGEMENT
- Cash Flow from Operations
- Cash Flow Break-Even
- Peak Funding Requirements
- What the Banks look for
- What investors look for
WORKSHOP CASE STUDY 2
SESSION 3: VIABILITY STUDIES
- Business Plan
- Marketing Plan
- Finance Plan
- Sensitivity Analysis: Debt vs Equity
WORKSHOP CASE STUDY 3
SESSION 4: MISSION CONTROL
- Organisational Structure
- Combined Assurance
- Role of Internal Audit, Risk Function and Whistleblowing
- Performance Reports
- Daily Dashboard and Red Flag
THE WAY AHEAD
